List your loans, compare the new Repayment Assistance Plan against Tiered Standard, and see exactly when each one pays off, before you pick a plan you're stuck with for a year.
Servicers are sending repayment plan notices on a rolling basis, not all at once, and each one starts its own decision window, often as short as 90 days.
Enter your loans and income once, see both plans side by side, no spreadsheet required.
A payoff chart shows exactly when each plan reaches zero, or hits its forgiveness point.
Everything's stored only in your own browser. Nothing is sent to a server.
Nickname, type, balance, and rate for each one. Takes about a minute.
Enter your income and see Tiered Standard vs. RAP, with the lower payment flagged.
Turn your numbers into a summary to bring to a spouse, advisor, or servicer. Free on-screen, or $12 for a downloadable PDF report.
Run the comparison in Step 2 first. This pulls in your numbers so you have something clear to bring to a spouse, an advisor, or your loan servicer.
Free on-screen summary — or $12 for a downloadable PDF report.
Everything on this page is an estimate. Confirm exact eligibility and payment amounts with your servicer or the official simulator before you commit to a plan.